Fee-Based Planning To Suit Client Needs

Our fee-based financial planning service begin by discussing your goals, gathering relevant financial information, setting life goals, examining your current financial status and then focusing on a strategy or plan for how you can meet your goals.

We are remunerated using a combination of fees and commissions.

Specific Financial Product

If you choose to only purchase a specific Financial Product we charge a Fee for the advice and receive commission from the product provider for the implementation, on certain occasions some of the commissions are offset against the fee (Investment products only).

We do not charge on an hourly basis; however we quantify the work involved and explain to you how we arrived at the figure before you proceed.

Financial Planning

If you prefer the Financial Planning route our fees start from £250 for producing the plan (please see the financial planning fact sheet for the process involved). Commissions will be received from the product providers for the implementation, on certain occasions some of the commissions are offset against the fee (Investment products only).

Ongoing Review and Management

For all the above we also offer ongoing review and management service which starts from as little as £10 per month, and varies depending on the service provided.

Wealth Management

For the Wealth Management Service we arrange a retainer fee from £45 per month depending on the size of the portfolio. For portfolios above £100,000 there is an Asset Management Charge of from 0.5% per year, can include:-
 

Income Tax or Corporation Tax may be saved by the self-employed person, partnership or limited company where our fees are deemed to qualify as a business expense.  You should take advice from an accountant to verify this point.  Another way of getting tax relief for payment of our fees is to pay them, where possible, through a pension scheme.  This is a highly tax efficient way of paying fees as potentially Income Tax or Corporation Tax at rates up to 40% may be saved.